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Comprehensive Local Credit Card Guide

Prospect Park Credit Cards

Credit Card Debt in Prospect Park

^ Average credit card debt in Prospect Park is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Prospect Park

^ Based on overall NJ data, the credit card delinquency rate in Prospect Park is approximately 0.56%. [2]

Credit Scores in Prospect Park

^ The average credit score in Prospect Park is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Prospect Park, NJ Credit Card & Personal Finance Statistics

Prospect Park Credit Card Debt


  • Credit Card Debt in Prospect Park
    • The estimated average credit card debt for Prospect Park residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Prospect Park Credit Scores


  • Credit Scores in Prospect Park
    • Residents of Prospect Park, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Prospect Park, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Prospect Park cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Prospect Park [4]
    • Prospect Park (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Prospect Park

Prospect Park is a borough located in Passaic County in the state of New Jersey, and has a population of approximately 5,865. [6]

NJ Credit Cards

Prospect Park Credit Cards

For more information about Prospect Park credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau