Comprehensive Local Credit Card Guide

Point Pleasant Beach Credit Cards

Credit Card Debt in Point Pleasant Beach

^ Average credit card debt in Point Pleasant Beach is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in Point Pleasant Beach

^ Based on overall NJ data, the credit card delinquency rate in Point Pleasant Beach is approximately 0.56%. ^[2]

Credit Scores in Point Pleasant Beach

^ The average credit score in Point Pleasant Beach is approximately 708, based on collective New Jersey data. ^[3]

Point Pleasant Beach, NJ Credit Card & Personal Finance Statistics

Point Pleasant Beach Credit Card Debt

Credit Card Debt in Point Pleasant Beach
- The estimated average credit card debt for Point Pleasant Beach residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Point Pleasant Beach Credit Card Calculator

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Point Pleasant Beach Credit Scores

Credit Scores in Point Pleasant Beach
- Residents of Point Pleasant Beach, NJ have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More Point Pleasant Beach, NJ Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Point Pleasant Beach cardholders that are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in Point Pleasant Beach ^[4]
- Point Pleasant Beach (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Additional information about New Jersey

About Point Pleasant Beach

Point Pleasant Beach is a borough located in Ocean County in the state of New Jersey, and has a population of approximately 4,665. ^[6]

Point Pleasant Beach Credit Cards

For more information about Point Pleasant Beach credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NJ

ZIP Codes in New Jersey

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau