Comprehensive Local Credit Card Guide

Point Pleasant Beach Credit Cards

Credit Card Debt in Point Pleasant Beach

^ Average credit card debt in Point Pleasant Beach is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in Point Pleasant Beach

^ Based on overall NJ data, the credit card delinquency rate in Point Pleasant Beach is approximately 0.56%. ^[2]

Credit Scores in Point Pleasant Beach

^ The average credit score in Point Pleasant Beach is approximately 708, based on collective New Jersey data. ^[3]

Point Pleasant Beach, NJ Credit Card & Personal Finance Statistics

Point Pleasant Beach Credit Card Debt

Credit Card Debt in Point Pleasant Beach
- The estimated average credit card debt for Point Pleasant Beach residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Point Pleasant Beach Credit Card Calculator

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Point Pleasant Beach Credit Scores

Credit Scores in Point Pleasant Beach
- Residents of Point Pleasant Beach, NJ have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More Point Pleasant Beach, NJ Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Point Pleasant Beach cardholders that are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in Point Pleasant Beach ^[4]
- Point Pleasant Beach (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Additional information about New Jersey

About Point Pleasant Beach

Point Pleasant Beach is a borough located in Ocean County in the state of New Jersey, and has a population of approximately 4,665. ^[6]

Point Pleasant Beach Credit Cards

For more information about Point Pleasant Beach credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in NJ

ZIP Codes in New Jersey

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau