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Comprehensive Local Credit Card Guide

Point Pleasant Credit Cards

Credit Card Debt in Point Pleasant

^ Average credit card debt in Point Pleasant is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Point Pleasant

^ Based on overall NJ data, the credit card delinquency rate in Point Pleasant is approximately 0.56%. [2]

Credit Scores in Point Pleasant

^ The average credit score in Point Pleasant is approximately 708, based on collective New Jersey data. [3]

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Point Pleasant, NJ Credit Card & Personal Finance Statistics

Point Pleasant Credit Card Debt


  • Credit Card Debt in Point Pleasant
    • The estimated average credit card debt for Point Pleasant residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Point Pleasant Credit Scores


  • Credit Scores in Point Pleasant
    • Residents of Point Pleasant, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Point Pleasant, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Point Pleasant cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Point Pleasant [4]
    • Point Pleasant (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Point Pleasant

Point Pleasant is a borough located in Ocean County in the state of New Jersey, and has a population of approximately 18,392. [6]

NJ Credit Cards

Point Pleasant Credit Cards

For more information about Point Pleasant credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau