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Comprehensive Local Credit Card Guide

Ocean City Credit Cards

Credit Card Debt in Ocean City

^ Average credit card debt in Ocean City is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Ocean City

^ Based on overall NJ data, the credit card delinquency rate in Ocean City is approximately 0.56%. [2]

Credit Scores in Ocean City

^ The average credit score in Ocean City is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Ocean City, NJ Credit Card & Personal Finance Statistics

Ocean City Credit Card Debt


  • Credit Card Debt in Ocean City
    • The estimated average credit card debt for Ocean City residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Ocean City Credit Scores


  • Credit Scores in Ocean City
    • Residents of Ocean City, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Ocean City, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Ocean City cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ocean City [4]
    • Ocean City (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Ocean City

Ocean City is a city located in Cape May County in the state of New Jersey, and has a population of approximately 11,701. [6]

NJ Credit Cards

Ocean City Credit Cards

For more information about Ocean City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau