North Caldwell, NJ Credit Card & Personal Finance Statistics
North Caldwell Credit Card Debt
- Credit Card Debt in North Caldwell
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- The estimated average credit card debt for North Caldwell residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
North Caldwell Credit Card Calculator
North Caldwell Credit Scores
- Credit Scores in North Caldwell
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- Residents of North Caldwell, NJ have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More North Caldwell, NJ Credit Stats
- Credit card delinquency rates in New Jersey [2]
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- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- North Caldwell cardholders that are more than 90 days late on payments
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- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in North Caldwell [4]
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- North Caldwell (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New Jersey
About North Caldwell
North Caldwell is a borough located in Essex County in the state of New Jersey, and has a population of approximately 6,183. [6]
North Caldwell Credit Cards
For more information about North Caldwell credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau