Jersey City, NJ Credit Card & Personal Finance Statistics
Jersey City Credit Card Debt
- Credit Card Debt in Jersey City
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- The estimated average credit card debt for Jersey City residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Jersey City Credit Card Calculator
Jersey City Credit Scores
- Credit Scores in Jersey City
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- Residents of Jersey City, NJ have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More Jersey City, NJ Credit Stats
- Credit card delinquency rates in New Jersey [2]
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- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Jersey City cardholders that are more than 90 days late on payments
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- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in Jersey City [4]
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- Jersey City (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New Jersey
About Jersey City
Jersey City is a city located in Hudson County in the state of New Jersey, and has a population of approximately 247,597. [6]
Jersey City Credit Cards
For more information about Jersey City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
