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Comprehensive Local Credit Card Guide

Garfield Credit Cards

Credit Card Debt in Garfield

^ Average credit card debt in Garfield is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Garfield

^ Based on overall NJ data, the credit card delinquency rate in Garfield is approximately 0.56%. [2]

Credit Scores in Garfield

^ The average credit score in Garfield is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Garfield, NJ Credit Card & Personal Finance Statistics

Garfield Credit Card Debt


  • Credit Card Debt in Garfield
    • The estimated average credit card debt for Garfield residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Garfield Credit Card Calculator


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Garfield Credit Scores


  • Credit Scores in Garfield
    • Residents of Garfield, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Garfield, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Garfield cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Garfield [4]
    • Garfield (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Garfield

Garfield is a city located in Bergen County in the state of New Jersey, and has a population of approximately 30,487. [6]

NJ Credit Cards

Garfield Credit Cards

For more information about Garfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau