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Comprehensive Local Credit Card Guide

Emerson Credit Cards

Credit Card Debt in Emerson

^ Average credit card debt in Emerson is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Emerson

^ Based on overall NJ data, the credit card delinquency rate in Emerson is approximately 0.56%. [2]

Credit Scores in Emerson

^ The average credit score in Emerson is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Emerson, NJ Credit Card & Personal Finance Statistics

Emerson Credit Card Debt


  • Credit Card Debt in Emerson
    • The estimated average credit card debt for Emerson residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Emerson Credit Scores


  • Credit Scores in Emerson
    • Residents of Emerson, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Emerson, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Emerson cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Emerson [4]
    • Emerson (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Emerson

Emerson is a borough located in Bergen County in the state of New Jersey, and has a population of approximately 7,401. [6]

NJ Credit Cards

Emerson Credit Cards

For more information about Emerson credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau