Comprehensive Local Credit Card Guide

Credit Cards in 08405 (Atlantic City, NJ)

Credit Card Debt in 08405

^ Average credit card debt in 08405 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 08405

^ Based on overall New Jersey data, the credit card delinquency rate in Atlantic City is approximately 0.56%. ^[2]

Credit Scores in 08405

^ The average credit score in Atlantic City is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 08405

Credit Card Debt in 08405

08405 Credit Card Debt
- The estimated average credit card debt for 08405 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 08405

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08405 Credit Scores

Credit Scores in 08405
- Residents of 08405 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 08405 (Atlantic City, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 08405 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 08405 ^[4]
- 08405 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 08405 (Atlantic City, NJ)

Recent credit card complaints originating from consumers in 08405, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 08405

Complaint Issue	Number of Complaints*
Incorrect information on your report	1

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 08405

08405 is associated with the city of Atlantic City, which is located in Atlantic County in the state of New Jersey. ^[6]

08405 Credit Cards

For more information about 08405 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08405

6. ^ United States Census Bureau