Credit Card & Personal Finance Statistics in 07649
Credit Card Debt in 07649
- 07649 Credit Card Debt
-
- The estimated average credit card debt for 07649 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07649
07649 Credit Scores
- Credit Scores in 07649
-
- Residents of 07649 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07649 (Oradell, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07649 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07649 [4]
-
- 07649 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07649 (Oradell, NJ)
Recent credit card complaints originating from consumers in 07649, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07649
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
4 |
| Struggling to pay mortgage |
2 |
| Struggling to repay your loan |
2 |
| Advertising and marketing, including promotional offers |
1 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Other |
9 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07649
07649 is associated with the city of Oradell, which is located in Bergen County in the state of New Jersey. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
