Comprehensive Local Credit Card Guide

Credit Cards in 89436 (Sparks, NV)

Credit Card Debt in 89436

^ Average credit card debt in 89436 is approximately $4,851, based on overall Nevada data. ^[1]

Credit Card Delinquency in 89436

^ Based on overall Nevada data, the credit card delinquency rate in Sparks is approximately 0.7%. ^[2]

Credit Scores in 89436

^ The average credit score in Sparks is approximately 677, based on collective Nevada data. ^[3]

Credit Card & Personal Finance Statistics in 89436

Credit Card Debt in 89436

89436 Credit Card Debt
- The estimated average credit card debt for 89436 residents is $4,851. ^[1]
- Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
- Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 89436

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89436 Credit Scores

Credit Scores in 89436
- Residents of 89436 (NV) have an estimated average credit score of 677. ^[3]
- The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
- Nevada collectively ranks 45th in the U.S. in average credit score of residents. ^[3]

More 89436 (Sparks, NV) Credit Stats

Credit card delinquency rates in Nevada ^[2]
- Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 89436 who are more than 90 days late on payments
- Nevada Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 89436 ^[4]
- 89436 (Nevada) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 89436 (Sparks, NV)

Recent credit card complaints originating from consumers in 89436, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 89436

Complaint Issue	Number of Complaints*
Incorrect information on your report	278
Problem with a company's investigation into an existing problem	98
Improper use of your report	37
Problem with a credit reporting company's investigation	29
Attempts to collect debt not owed	25
Other	67

* Total 2021 - 2024 (current)

Additional information about Nevada

About 89436

89436 is associated with the city of Sparks, which is located in Washoe County in the state of Nevada. ^[6]

89436 Credit Cards

For more information about 89436 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Nevada

Cities in NV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer financial complaints in 89436

6. ^ United States Census Bureau