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Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,298, based on overall Nebraska data. [1]

Credit Card Delinquency in Spencer

^ Based on overall NE data, the credit card delinquency rate in Spencer is approximately 0.41%. [2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 717, based on collective Nebraska data. [3]

NE Credit Cards

Spencer, NE Credit Card & Personal Finance Statistics

Spencer Credit Card Debt


  • Credit Card Debt in Spencer
    • The estimated average credit card debt for Spencer residents is $4,298. [1]
    • Average credit card debt amount in Nebraska (all cities) is 13% less than the national average of $4,965.
    • Collectively, Nebraska cities rank 48th in the U.S. in average credit card debt. [1]

Spencer Credit Card Calculator


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Spencer Credit Scores


  • Credit Scores in Spencer
    • Residents of Spencer, NE have an estimated average credit score of 717. [3]
    • The average credit score in Nebraska (all cities) is 3.02% greater than the national average score of 696.
    • Nebraska collectively ranks 7th in the U.S. in average credit score of residents. [3]

More Spencer, NE Credit Stats

  • Credit card delinquency rates in Nebraska [2]
    • Nebraska residents (all cities) rank 44th in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Spencer cardholders that are more than 90 days late on payments
    • Nebraska Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencer [4]
    • Spencer (Nebraska) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Nebraska

About Spencer

Spencer is a village located in Boyd County in the state of Nebraska, and has a population of approximately 455. [6]

NE Credit Cards

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in NE

ZIP Codes in Nebraska


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nebraska State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau