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Comprehensive Local Credit Card Guide

Montana Credit Cards

Credit Card Debt in MT

^ Montana residents have average credit card debt of $4,565, which ranks 39th in the nation. [1]

Credit Card Info in MT by City

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Credit Card Delinquency in MT

^ The credit card delinquency rate for Montana residents is 0.37%, which ranks 49th in the U.S. [2]

MT Credit Cards

Montana Credit Card & Personal Finance Statistics

Montana Credit Card Debt


  • Credit Card Debt: MT vs. U.S.
    • Montana residents have average credit card debt of $4,565. [1]
    • The average credit card debt amount in Montana is 8% less than the national average of $4,965.
    • MT ranks 39th in the nation in average credit card debt. [1]

Credit Card Delinquency in MT


  • Cardholders that are more than 90 days late on credit card payments in Montana [2]
    • Montana ranks 49th in the nation with a credit card delinquency rate that is 35% less than the national average of 0.57%.
    • Montana Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Montana [4]
    • Montana: 8 years
    • U.S. Average: 5.4 years

Montana Credit Scores


  • Credit Scores: MT vs. U.S.
    • Montana residents have an average credit score of 715. [3]
    • The average credit score for Montana residents is 3% greater than the national average score of 696.
    • MT ranks 8th in the nation in average credit score. [3]

Montana Demographics

Income Breakdown in Montana

The state of Montana has a median household income is $47,343. Approximately 15 percent of households in MT have incomes below the poverty level. [5]



Household Income: Montana vs. U.S.

The median household income in the state of Montana is approximately 19 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Montana median household income of $47,343. [5]


Age Breakdown in Montana

In Montana, just under 76 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Montana

About Montana

The state of Montana has a population of approximately 989,415, ranking 43rd in the nation. [5]

MT Credit Cards

More about Montana Credit Cards

For more information about Montana credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Montana Cities

Montana ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Montana State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve