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Comprehensive Local Credit Card Guide

Bay Springs Credit Cards

Credit Card Debt in Bay Springs

^ Average credit card debt in Bay Springs is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Bay Springs

^ Based on overall MS data, the credit card delinquency rate in Bay Springs is approximately 0.87%. [2]

Credit Scores in Bay Springs

^ The average credit score in Bay Springs is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Bay Springs, MS Credit Card & Personal Finance Statistics

Bay Springs Credit Card Debt


  • Credit Card Debt in Bay Springs
    • The estimated average credit card debt for Bay Springs residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Bay Springs Credit Card Calculator


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Bay Springs Credit Scores


  • Credit Scores in Bay Springs
    • Residents of Bay Springs, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Bay Springs, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Bay Springs cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bay Springs [4]
    • Bay Springs (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About Bay Springs

Bay Springs is a city located in Jasper County in the state of Mississippi, and has a population of approximately 1,786. [6]

MS Credit Cards

Bay Springs Credit Cards

For more information about Bay Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MS

ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau