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Comprehensive Local Credit Card Guide

Credit Cards in 39654 (Monticello, MS)

Credit Card Debt in 39654

^ Average credit card debt in 39654 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39654

^ Based on overall Mississippi data, the credit card delinquency rate in Monticello is approximately 0.87%. [2]

Credit Scores in 39654

^ The average credit score in Monticello is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39654

Credit Card Debt in 39654


  • 39654 Credit Card Debt
    • The estimated average credit card debt for 39654 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39654


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39654 Credit Scores


  • Credit Scores in 39654
    • Residents of 39654 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39654 (Monticello, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39654 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39654 [4]
    • 39654 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39654 (Monticello, MS)

Recent credit card complaints originating from consumers in 39654, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39654

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 9
Incorrect information on your report 3
Applying for a mortgage or refinancing an existing mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39654

39654 is associated with the city of Monticello, which is located in Lawrence County in the state of Mississippi. [6]

MS Credit Cards

39654 Credit Cards

For more information about 39654 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39654

6. ^ United States Census Bureau