Comprehensive Local Credit Card Guide

Credit Cards in 39157 (Ridgeland, MS)

Credit Card Debt in 39157

^ Average credit card debt in 39157 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 39157

^ Based on overall Mississippi data, the credit card delinquency rate in Ridgeland is approximately 0.87%. ^[2]

Credit Scores in 39157

^ The average credit score in Ridgeland is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 39157

Credit Card Debt in 39157

39157 Credit Card Debt
- The estimated average credit card debt for 39157 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 39157

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39157 Credit Scores

Credit Scores in 39157
- Residents of 39157 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 39157 (Ridgeland, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 39157 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 39157 ^[4]
- 39157 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 39157 (Ridgeland, MS)

Recent credit card complaints originating from consumers in 39157, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 39157

Complaint Issue	Number of Complaints*
Incorrect information on your report	201
Improper use of your report	167
Problem with a credit reporting company's investigation	104
Problem with a company's investigation into an existing problem	69
Attempts to collect debt not owed	37
Other	85

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 39157

39157 is associated with the city of Ridgeland, which is located in Madison County in the state of Mississippi. ^[6]

39157 Credit Cards

For more information about 39157 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39157

6. ^ United States Census Bureau