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Comprehensive Local Credit Card Guide

Credit Cards in 71207 (Monroe, LA)

Credit Card Debt in 71207

^ Average credit card debt in 71207 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71207

^ Based on overall Louisiana data, the credit card delinquency rate in Monroe is approximately 0.76%. [2]

Credit Scores in 71207

^ The average credit score in Monroe is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 71207

Credit Card Debt in 71207


  • 71207 Credit Card Debt
    • The estimated average credit card debt for 71207 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71207


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71207 Credit Scores


  • Credit Scores in 71207
    • Residents of 71207 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71207 (Monroe, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71207 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71207 [4]
    • 71207 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71207 (Monroe, LA)

Recent credit card complaints originating from consumers in 71207, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71207

Complaint Issue Number of Complaints*
Unauthorized transactions or other transaction problem 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71207

71207 is associated with the city of Monroe, which is located in Ouachita Parish County in the state of Louisiana. [6]

LA Credit Cards

71207 Credit Cards

For more information about 71207 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71207

6. ^ United States Census Bureau