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Comprehensive Local Credit Card Guide

Sparta Credit Cards

Credit Card Debt in Sparta

^ Average credit card debt in Sparta is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Sparta

^ Based on overall KY data, the credit card delinquency rate in Sparta is approximately 0.7%. [2]

Credit Scores in Sparta

^ The average credit score in Sparta is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Sparta, KY Credit Card & Personal Finance Statistics

Sparta Credit Card Debt


  • Credit Card Debt in Sparta
    • The estimated average credit card debt for Sparta residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Sparta Credit Card Calculator


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Sparta Credit Scores


  • Credit Scores in Sparta
    • Residents of Sparta, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Sparta, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Sparta cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Sparta [4]
    • Sparta (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Sparta

Sparta is a city located in Gallatin County in the state of Kentucky, and has a population of approximately 231. [6]

KY Credit Cards

Sparta Credit Cards

For more information about Sparta credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau