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Comprehensive Local Credit Card Guide

Smithfield Credit Cards

Credit Card Debt in Smithfield

^ Average credit card debt in Smithfield is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Smithfield

^ Based on overall KY data, the credit card delinquency rate in Smithfield is approximately 0.7%. [2]

Credit Scores in Smithfield

^ The average credit score in Smithfield is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Smithfield, KY Credit Card & Personal Finance Statistics

Smithfield Credit Card Debt


  • Credit Card Debt in Smithfield
    • The estimated average credit card debt for Smithfield residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Smithfield Credit Card Calculator


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Smithfield Credit Scores


  • Credit Scores in Smithfield
    • Residents of Smithfield, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Smithfield, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Smithfield cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Smithfield [4]
    • Smithfield (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Smithfield

Smithfield is a city located in Henry County in the state of Kentucky, and has a population of approximately 106. [6]

KY Credit Cards

Smithfield Credit Cards

For more information about Smithfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau