Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Melbourne Credit Cards

Credit Card Debt in Melbourne

^ Average credit card debt in Melbourne is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Melbourne

^ Based on overall KY data, the credit card delinquency rate in Melbourne is approximately 0.7%. [2]

Credit Scores in Melbourne

^ The average credit score in Melbourne is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Melbourne, KY Credit Card & Personal Finance Statistics

Melbourne Credit Card Debt


  • Credit Card Debt in Melbourne
    • The estimated average credit card debt for Melbourne residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Melbourne Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Melbourne Credit Scores


  • Credit Scores in Melbourne
    • Residents of Melbourne, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Melbourne, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Melbourne cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Melbourne [4]
    • Melbourne (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Kentucky

About Melbourne

Melbourne is a city located in Campbell County in the state of Kentucky, and has a population of approximately 401. [6]

KY Credit Cards

Melbourne Credit Cards

For more information about Melbourne credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau