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Comprehensive Local Credit Card Guide

Lancaster Credit Cards

Credit Card Debt in Lancaster

^ Average credit card debt in Lancaster is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Lancaster

^ Based on overall KY data, the credit card delinquency rate in Lancaster is approximately 0.7%. [2]

Credit Scores in Lancaster

^ The average credit score in Lancaster is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Lancaster, KY Credit Card & Personal Finance Statistics

Lancaster Credit Card Debt


  • Credit Card Debt in Lancaster
    • The estimated average credit card debt for Lancaster residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Lancaster Credit Card Calculator


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Lancaster Credit Scores


  • Credit Scores in Lancaster
    • Residents of Lancaster, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Lancaster, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Lancaster cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lancaster [4]
    • Lancaster (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Lancaster

Lancaster is a city located in Garrard County in the state of Kentucky, and has a population of approximately 3,442. [6]

KY Credit Cards

Lancaster Credit Cards

For more information about Lancaster credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau