Cold Spring, KY Credit Card & Personal Finance Statistics
Cold Spring Credit Card Debt
- Credit Card Debt in Cold Spring
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- The estimated average credit card debt for Cold Spring residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Cold Spring Credit Card Calculator
Cold Spring Credit Scores
- Credit Scores in Cold Spring
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- Residents of Cold Spring, KY have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More Cold Spring, KY Credit Stats
- Credit card delinquency rates in Kentucky [2]
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- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cold Spring cardholders that are more than 90 days late on payments
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- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in Cold Spring [4]
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- Cold Spring (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Additional information about Kentucky
About Cold Spring
Cold Spring is a city located in Campbell County in the state of Kentucky, and has a population of approximately 5,912. [6]
Cold Spring Credit Cards
For more information about Cold Spring credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Kentucky State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
