Credit Card & Personal Finance Statistics in 41553
Credit Card Debt in 41553
- 41553 Credit Card Debt
-
- The estimated average credit card debt for 41553 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 41553
41553 Credit Scores
- Credit Scores in 41553
-
- Residents of 41553 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 41553 (Phelps, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 41553 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 41553 [4]
-
- 41553 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 41553 (Phelps, KY)
Recent credit card complaints originating from consumers in 41553, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 41553
| Complaint Issue |
Number of Complaints* |
| Unable to get your credit report or credit score |
3 |
| Problem getting a card or closing an account |
1 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 41553
41553 is associated with the city of Phelps, which is located in Pike County in the state of Kentucky. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
