Credit Card & Personal Finance Statistics in 40207
Credit Card Debt in 40207
- 40207 Credit Card Debt
-
- The estimated average credit card debt for 40207 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 40207
40207 Credit Scores
- Credit Scores in 40207
-
- Residents of 40207 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 40207 (Louisville, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 40207 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 40207 [4]
-
- 40207 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 40207 (Louisville, KY)
Recent credit card complaints originating from consumers in 40207, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 40207
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
61 |
| Incorrect information on your report |
56 |
| Took or threatened to take negative or legal action |
7 |
| Advertising and marketing, including promotional offers |
5 |
| Managing an account |
5 |
| Other |
48 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 40207
40207 is associated with the city of Louisville, which is located in Jefferson County in the state of Kentucky. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
