Kentucky Credit Cards

Kentucky Credit Card Debt

• Credit Card Debt: KY vs. U.S.
• • Kentucky residents have average credit card debt of $4,436. ^[1]
  • The average credit card debt amount in Kentucky is 11% less than the national average of $4,965.
  • KY ranks 45th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in KY

• Cardholders that are more than 90 days late on credit card payments in Kentucky ^[2]
• • Kentucky ranks 7th in the nation with a credit card delinquency rate that is 23% greater than the national average of 0.57%.
  • Kentucky Rate: 0.7%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Kentucky ^[4]
• • Kentucky: 15 years
  • U.S. Average: 5.4 years

Kentucky Credit Scores

• Credit Scores: KY vs. U.S.
• • Kentucky residents have an average credit score of 688. ^[3]
  • The average credit score for Kentucky residents is 1% less than the national average score of 696.
  • KY ranks 38th in the nation in average credit score. ^[3]

About Kentucky

The state of Kentucky has a population of approximately 4,339,367, ranking 25th in the nation. ^[5]

More about Kentucky Credit Cards

For more information about Kentucky credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.