Kentucky Credit Cards

Kentucky Credit Card Debt

• Credit Card Debt: KY vs. U.S.
• • Kentucky residents have average credit card debt of $4,436. ^[1]
  • The average credit card debt amount in Kentucky is 11% less than the national average of $4,965.
  • KY ranks 45th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in KY

• Cardholders that are more than 90 days late on credit card payments in Kentucky ^[2]
• • Kentucky ranks 7th in the nation with a credit card delinquency rate that is 23% greater than the national average of 0.57%.
  • Kentucky Rate: 0.7%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Kentucky ^[4]
• • Kentucky: 15 years
  • U.S. Average: 5.4 years

Kentucky Credit Scores

• Credit Scores: KY vs. U.S.
• • Kentucky residents have an average credit score of 688. ^[3]
  • The average credit score for Kentucky residents is 1% less than the national average score of 696.
  • KY ranks 38th in the nation in average credit score. ^[3]

About Kentucky

The state of Kentucky has a population of approximately 4,339,367, ranking 25th in the nation. ^[5]

More about Kentucky Credit Cards

For more information about Kentucky credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.