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Comprehensive Local Credit Card Guide

Gem Credit Cards

Credit Card Debt in Gem

^ Average credit card debt in Gem is approximately $4,830, based on overall Kansas data. [1]

Credit Card Delinquency in Gem

^ Based on overall KS data, the credit card delinquency rate in Gem is approximately 0.46%. [2]

Credit Scores in Gem

^ The average credit score in Gem is approximately 708, based on collective Kansas data. [3]

KS Credit Cards

Gem, KS Credit Card & Personal Finance Statistics

Gem Credit Card Debt


  • Credit Card Debt in Gem
    • The estimated average credit card debt for Gem residents is $4,830. [1]
    • Average credit card debt amount in Kansas (all cities) is 3% less than the national average of $4,965.
    • Collectively, Kansas cities rank 26th in the U.S. in average credit card debt. [1]

Gem Credit Card Calculator


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Gem Credit Scores


  • Credit Scores in Gem
    • Residents of Gem, KS have an estimated average credit score of 708. [3]
    • The average credit score in Kansas (all cities) is 1.72% greater than the national average score of 696.
    • Kansas collectively ranks 20th in the U.S. in average credit score of residents. [3]

More Gem, KS Credit Stats

  • Credit card delinquency rates in Kansas [2]
    • Kansas residents (all cities) rank 36th in the U.S. with a rate that is 19% less than the national average of 0.57%.
  • Gem cardholders that are more than 90 days late on payments
    • Kansas Rate: 0.46%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gem [4]
    • Gem (Kansas) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Kansas

About Gem

Gem is a city located in Thomas County in the state of Kansas, and has a population of approximately 88. [6]

KS Credit Cards

Gem Credit Cards

For more information about Gem credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KS

ZIP Codes in Kansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau