Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Westphalia Credit Cards

Credit Card Debt in Westphalia

^ Average credit card debt in Westphalia is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Westphalia

^ Based on overall IA data, the credit card delinquency rate in Westphalia is approximately 0.41%. [2]

Credit Scores in Westphalia

^ The average credit score in Westphalia is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Westphalia, IA Credit Card & Personal Finance Statistics

Westphalia Credit Card Debt


  • Credit Card Debt in Westphalia
    • The estimated average credit card debt for Westphalia residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Westphalia Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Westphalia Credit Scores


  • Credit Scores in Westphalia
    • Residents of Westphalia, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Westphalia, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Westphalia cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Westphalia [4]
    • Westphalia (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Iowa

About Westphalia

Westphalia is a city located in Shelby County in the state of Iowa, and has a population of approximately 127. [6]

IA Credit Cards

Westphalia Credit Cards

For more information about Westphalia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IA

ZIP Codes in Iowa


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau