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Comprehensive Local Credit Card Guide

West Point Credit Cards

Credit Card Debt in West Point

^ Average credit card debt in West Point is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in West Point

^ Based on overall IA data, the credit card delinquency rate in West Point is approximately 0.41%. [2]

Credit Scores in West Point

^ The average credit score in West Point is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

West Point, IA Credit Card & Personal Finance Statistics

West Point Credit Card Debt


  • Credit Card Debt in West Point
    • The estimated average credit card debt for West Point residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

West Point Credit Card Calculator


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West Point Credit Scores


  • Credit Scores in West Point
    • Residents of West Point, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More West Point, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • West Point cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in West Point [4]
    • West Point (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About West Point

West Point is a city located in Lee County in the state of Iowa, and has a population of approximately 966. [6]

IA Credit Cards

West Point Credit Cards

For more information about West Point credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau