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Comprehensive Local Credit Card Guide

Royal Credit Cards

Credit Card Debt in Royal

^ Average credit card debt in Royal is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Royal

^ Based on overall IA data, the credit card delinquency rate in Royal is approximately 0.41%. [2]

Credit Scores in Royal

^ The average credit score in Royal is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Royal, IA Credit Card & Personal Finance Statistics

Royal Credit Card Debt


  • Credit Card Debt in Royal
    • The estimated average credit card debt for Royal residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Royal Credit Card Calculator


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Royal Credit Scores


  • Credit Scores in Royal
    • Residents of Royal, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Royal, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Royal cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Royal [4]
    • Royal (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Royal

Royal is a city located in Clay County in the state of Iowa, and has a population of approximately 446. [6]

IA Credit Cards

Royal Credit Cards

For more information about Royal credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau