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Comprehensive Local Credit Card Guide

Ottumwa Credit Cards

Credit Card Debt in Ottumwa

^ Average credit card debt in Ottumwa is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Ottumwa

^ Based on overall IA data, the credit card delinquency rate in Ottumwa is approximately 0.41%. [2]

Credit Scores in Ottumwa

^ The average credit score in Ottumwa is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Ottumwa, IA Credit Card & Personal Finance Statistics

Ottumwa Credit Card Debt


  • Credit Card Debt in Ottumwa
    • The estimated average credit card debt for Ottumwa residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Ottumwa Credit Card Calculator


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Ottumwa Credit Scores


  • Credit Scores in Ottumwa
    • Residents of Ottumwa, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Ottumwa, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Ottumwa cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ottumwa [4]
    • Ottumwa (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Ottumwa

Ottumwa is a city located in Wapello County in the state of Iowa, and has a population of approximately 25,023. [6]

IA Credit Cards

Ottumwa Credit Cards

For more information about Ottumwa credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau