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Comprehensive Local Credit Card Guide

Oakland Credit Cards

Credit Card Debt in Oakland

^ Average credit card debt in Oakland is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Oakland

^ Based on overall IA data, the credit card delinquency rate in Oakland is approximately 0.41%. [2]

Credit Scores in Oakland

^ The average credit score in Oakland is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Oakland, IA Credit Card & Personal Finance Statistics

Oakland Credit Card Debt


  • Credit Card Debt in Oakland
    • The estimated average credit card debt for Oakland residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Oakland Credit Card Calculator


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Oakland Credit Scores


  • Credit Scores in Oakland
    • Residents of Oakland, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Oakland, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Oakland cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oakland [4]
    • Oakland (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Oakland

Oakland is a city located in Pottawattamie County in the state of Iowa, and has a population of approximately 1,527. [6]

IA Credit Cards

Oakland Credit Cards

For more information about Oakland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau