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Comprehensive Local Credit Card Guide

Gray Credit Cards

Credit Card Debt in Gray

^ Average credit card debt in Gray is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Gray

^ Based on overall IA data, the credit card delinquency rate in Gray is approximately 0.41%. [2]

Credit Scores in Gray

^ The average credit score in Gray is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Gray, IA Credit Card & Personal Finance Statistics

Gray Credit Card Debt


  • Credit Card Debt in Gray
    • The estimated average credit card debt for Gray residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Gray Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

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Gray Credit Scores


  • Credit Scores in Gray
    • Residents of Gray, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Gray, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Gray cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gray [4]
    • Gray (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Iowa

About Gray

Gray is a city located in Audubon County in the state of Iowa, and has a population of approximately 63. [6]

IA Credit Cards

Gray Credit Cards

For more information about Gray credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau