Elma, IA Credit Card & Personal Finance Statistics
Elma Credit Card Debt
- Credit Card Debt in Elma
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- The estimated average credit card debt for Elma residents is $3,885. [1]
- Average credit card debt amount in Iowa (all cities) is
22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]
Elma Credit Card Calculator
Elma Credit Scores
- Credit Scores in Elma
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- Residents of Elma, IA have an estimated average credit score of 714. [3]
- The average credit score in Iowa (all cities) is
2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]
More Elma, IA Credit Stats
- Credit card delinquency rates in Iowa [2]
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- Iowa residents (all cities) rank 43rd in the U.S. with a rate that
is 28% less than the national average of 0.57%.
- Elma cardholders that are more than 90 days late on payments
-
- Iowa Rate: 0.41%
- National Average: 0.57%
- Statute of limitations for credit card debt in Elma [4]
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- Elma (Iowa) Law: 10 years
- U.S. State Average: 5.4 years
Additional information about Iowa
About Elma
Elma is a city located in Howard County in the state of Iowa, and has a population of approximately 546. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Iowa State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
