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Comprehensive Local Credit Card Guide

Birmingham Credit Cards

Credit Card Debt in Birmingham

^ Average credit card debt in Birmingham is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Birmingham

^ Based on overall IA data, the credit card delinquency rate in Birmingham is approximately 0.41%. [2]

Credit Scores in Birmingham

^ The average credit score in Birmingham is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Birmingham, IA Credit Card & Personal Finance Statistics

Birmingham Credit Card Debt


  • Credit Card Debt in Birmingham
    • The estimated average credit card debt for Birmingham residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Birmingham Credit Card Calculator


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Birmingham Credit Scores


  • Credit Scores in Birmingham
    • Residents of Birmingham, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Birmingham, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Birmingham cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Birmingham [4]
    • Birmingham (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Birmingham

Birmingham is a city located in Van Buren County in the state of Iowa, and has a population of approximately 448. [6]

IA Credit Cards

Birmingham Credit Cards

For more information about Birmingham credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau