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Comprehensive Local Credit Card Guide

Credit Cards in 50157 (Malcom, IA)

Credit Card Debt in 50157

^ Average credit card debt in 50157 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50157

^ Based on overall Iowa data, the credit card delinquency rate in Malcom is approximately 0.41%. [2]

Credit Scores in 50157

^ The average credit score in Malcom is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50157

Credit Card Debt in 50157


  • 50157 Credit Card Debt
    • The estimated average credit card debt for 50157 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50157


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50157 Credit Scores


  • Credit Scores in 50157
    • Residents of 50157 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50157 (Malcom, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50157 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50157 [4]
    • 50157 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50157 (Malcom, IA)

Recent credit card complaints originating from consumers in 50157, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50157

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50157

50157 is associated with the city of Malcom, which is located in Poweshiek County in the state of Iowa. [6]

IA Credit Cards

50157 Credit Cards

For more information about 50157 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50157

6. ^ United States Census Bureau