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Comprehensive Local Credit Card Guide

Universal Credit Cards

Credit Card Debt in Universal

^ Average credit card debt in Universal is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in Universal

^ Based on overall IN data, the credit card delinquency rate in Universal is approximately 0.66%. [2]

Credit Scores in Universal

^ The average credit score in Universal is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Universal, IN Credit Card & Personal Finance Statistics

Universal Credit Card Debt


  • Credit Card Debt in Universal
    • The estimated average credit card debt for Universal residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Universal Credit Card Calculator


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Universal Credit Scores


  • Credit Scores in Universal
    • Residents of Universal, IN have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More Universal, IN Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Universal cardholders that are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Universal [4]
    • Universal (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Indiana

About Universal

Universal is a town located in Vermillion County in the state of Indiana, and has a population of approximately 362. [6]

IN Credit Cards

Universal Credit Cards

For more information about Universal credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IN

ZIP Codes in Indiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau