Spencer, IN Credit Card & Personal Finance Statistics
Spencer Credit Card Debt
- Credit Card Debt in Spencer
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- The estimated average credit card debt for Spencer residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Spencer Credit Card Calculator
Spencer Credit Scores
- Credit Scores in Spencer
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- Residents of Spencer, IN have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More Spencer, IN Credit Stats
- Credit card delinquency rates in Indiana [2]
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- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Spencer cardholders that are more than 90 days late on payments
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- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in Spencer [4]
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- Spencer (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about Indiana
About Spencer
Spencer is a town located in Owen County in the state of Indiana, and has a population of approximately 2,217. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Indiana State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
