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Comprehensive Local Credit Card Guide

Albany Credit Cards

Credit Card Debt in Albany

^ Average credit card debt in Albany is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in Albany

^ Based on overall IN data, the credit card delinquency rate in Albany is approximately 0.66%. [2]

Credit Scores in Albany

^ The average credit score in Albany is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Albany, IN Credit Card & Personal Finance Statistics

Albany Credit Card Debt


  • Credit Card Debt in Albany
    • The estimated average credit card debt for Albany residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Albany Credit Card Calculator


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Albany Credit Scores


  • Credit Scores in Albany
    • Residents of Albany, IN have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More Albany, IN Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Albany cardholders that are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Albany [4]
    • Albany (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Indiana

About Albany

Albany is a town located in Delaware County in the state of Indiana, and has a population of approximately 2,165. [6]

IN Credit Cards

Albany Credit Cards

For more information about Albany credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IN

ZIP Codes in Indiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau