Credit Card & Personal Finance Statistics in 47374
Credit Card Debt in 47374
- 47374 Credit Card Debt
-
- The estimated average credit card debt for 47374 residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 47374
47374 Credit Scores
- Credit Scores in 47374
-
- Residents of 47374 (IN) have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More 47374 (Richmond, IN) Credit Stats
- Credit card delinquency rates in Indiana [2]
-
- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 47374 who are more than 90 days late on payments
-
- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 47374 [4]
-
- 47374 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 47374 (Richmond, IN)
Recent credit card complaints originating from consumers in 47374, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 47374
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
43 |
| Improper use of your report |
19 |
| Managing an account |
8 |
| Written notification about debt |
7 |
| Attempts to collect debt not owed |
6 |
| Other |
41 |
* Total 2021 - 2024 (current)
Additional information about Indiana
About 47374
47374 is associated with the city of Richmond, which is located in Wayne County in the state of Indiana. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Indiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
