Comprehensive Local Credit Card Guide

Credit Cards in 47374 (Richmond, IN)

Credit Card Debt in 47374

^ Average credit card debt in 47374 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 47374

^ Based on overall Indiana data, the credit card delinquency rate in Richmond is approximately 0.66%. ^[2]

Credit Scores in 47374

^ The average credit score in Richmond is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 47374

Credit Card Debt in 47374

47374 Credit Card Debt
- The estimated average credit card debt for 47374 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 47374

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47374 Credit Scores

Credit Scores in 47374
- Residents of 47374 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 47374 (Richmond, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 47374 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 47374 ^[4]
- 47374 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 47374 (Richmond, IN)

Recent credit card complaints originating from consumers in 47374, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 47374

Complaint Issue	Number of Complaints*
Incorrect information on your report	42
Improper use of your report	18
Managing an account	7
Attempts to collect debt not owed	6
Problem with a credit reporting company's investigation	6
Other	39

* Total 2021 - 2024 (current)

Additional information about Indiana

About 47374

47374 is associated with the city of Richmond, which is located in Wayne County in the state of Indiana. ^[6]

47374 Credit Cards

For more information about 47374 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 47374

6. ^ United States Census Bureau