Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Ray City Credit Cards

Credit Card Debt in Ray City

^ Average credit card debt in Ray City is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in Ray City

^ Based on overall GA data, the credit card delinquency rate in Ray City is approximately 0.7%. [2]

Credit Scores in Ray City

^ The average credit score in Ray City is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Ray City, GA Credit Card & Personal Finance Statistics

Ray City Credit Card Debt


  • Credit Card Debt in Ray City
    • The estimated average credit card debt for Ray City residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Ray City Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Ray City Credit Scores


  • Credit Scores in Ray City
    • Residents of Ray City, GA have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More Ray City, GA Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Ray City cardholders that are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ray City [4]
    • Ray City (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Georgia

About Ray City

Ray City is a city located in Berrien County in the state of Georgia, and has a population of approximately 1,090. [6]

GA Credit Cards

Ray City Credit Cards

For more information about Ray City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in GA

ZIP Codes in Georgia


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau