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Comprehensive Local Credit Card Guide

Ellijay Credit Cards

Credit Card Debt in Ellijay

^ Average credit card debt in Ellijay is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in Ellijay

^ Based on overall GA data, the credit card delinquency rate in Ellijay is approximately 0.7%. [2]

Credit Scores in Ellijay

^ The average credit score in Ellijay is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Ellijay, GA Credit Card & Personal Finance Statistics

Ellijay Credit Card Debt


  • Credit Card Debt in Ellijay
    • The estimated average credit card debt for Ellijay residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Ellijay Credit Card Calculator


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Ellijay Credit Scores


  • Credit Scores in Ellijay
    • Residents of Ellijay, GA have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More Ellijay, GA Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Ellijay cardholders that are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ellijay [4]
    • Ellijay (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Georgia

About Ellijay

Ellijay is a city located in Gilmer County in the state of Georgia, and has a population of approximately 1,619. [6]

GA Credit Cards

Ellijay Credit Cards

For more information about Ellijay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in GA

ZIP Codes in Georgia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau