Comprehensive Local Credit Card Guide

Credit Cards in 34471 (Ocala, FL)

Credit Card Debt in 34471

^ Average credit card debt in 34471 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 34471

^ Based on overall Florida data, the credit card delinquency rate in Ocala is approximately 0.68%. ^[2]

Credit Scores in 34471

^ The average credit score in Ocala is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 34471

Credit Card Debt in 34471

34471 Credit Card Debt
- The estimated average credit card debt for 34471 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 34471

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34471 Credit Scores

Credit Scores in 34471
- Residents of 34471 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 34471 (Ocala, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 34471 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 34471 ^[4]
- 34471 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 34471 (Ocala, FL)

Recent credit card complaints originating from consumers in 34471, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 34471

Complaint Issue	Number of Complaints*
Incorrect information on your report	494
Improper use of your report	213
Problem with a company's investigation into an existing problem	114
Problem with a credit reporting company's investigation	71
Attempts to collect debt not owed	61
Other	120

* Total 2021 - 2024 (current)

Additional information about Florida

About 34471

34471 is associated with the city of Ocala, which is located in Marion County in the state of Florida. ^[6]

34471 Credit Cards

For more information about 34471 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 34471

6. ^ United States Census Bureau