Comprehensive Local Credit Card Guide

Credit Cards in 33415 (West Palm Beach, FL)

Credit Card Debt in 33415

^ Average credit card debt in 33415 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 33415

^ Based on overall Florida data, the credit card delinquency rate in West Palm Beach is approximately 0.68%. ^[2]

Credit Scores in 33415

^ The average credit score in West Palm Beach is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 33415

Credit Card Debt in 33415

33415 Credit Card Debt
- The estimated average credit card debt for 33415 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 33415

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33415 Credit Scores

Credit Scores in 33415
- Residents of 33415 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 33415 (West Palm Beach, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 33415 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 33415 ^[4]
- 33415 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 33415 (West Palm Beach, FL)

Recent credit card complaints originating from consumers in 33415, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 33415

Complaint Issue	Number of Complaints*
Incorrect information on your report	719
Improper use of your report	286
Problem with a company's investigation into an existing problem	141
Problem with a credit reporting company's investigation	127
Attempts to collect debt not owed	51
Other	119

* Total 2021 - 2024 (current)

Additional information about Florida

About 33415

33415 is associated with the city of West Palm Beach, which is located in Palm Beach County in the state of Florida. ^[6]

33415 Credit Cards

For more information about 33415 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 33415

6. ^ United States Census Bureau