Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Wray Credit Cards

Credit Card Debt in Wray

^ Average credit card debt in Wray is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in Wray

^ Based on overall CO data, the credit card delinquency rate in Wray is approximately 0.45%. [2]

Credit Scores in Wray

^ The average credit score in Wray is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Wray, CO Credit Card & Personal Finance Statistics

Wray Credit Card Debt


  • Credit Card Debt in Wray
    • The estimated average credit card debt for Wray residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Wray Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Wray Credit Scores


  • Credit Scores in Wray
    • Residents of Wray, CO have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More Wray, CO Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Wray cardholders that are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Wray [4]
    • Wray (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Colorado

About Wray

Wray is a city located in Yuma County in the state of Colorado, and has a population of approximately 2,342. [6]

CO Credit Cards

Wray Credit Cards

For more information about Wray credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in CO

ZIP Codes in Colorado


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau