Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Watsonville Credit Cards

Credit Card Debt in Watsonville

^ Average credit card debt in Watsonville is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Watsonville

^ Based on overall CA data, the credit card delinquency rate in Watsonville is approximately 0.5%. [2]

Credit Scores in Watsonville

^ The average credit score in Watsonville is approximately 701, based on collective California data. [3]

CA Credit Cards

Watsonville, CA Credit Card & Personal Finance Statistics

Watsonville Credit Card Debt


  • Credit Card Debt in Watsonville
    • The estimated average credit card debt for Watsonville residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Watsonville Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Watsonville Credit Scores


  • Credit Scores in Watsonville
    • Residents of Watsonville, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Watsonville, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Watsonville cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Watsonville [4]
    • Watsonville (California) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about California

About Watsonville

Watsonville is a city located in Santa Cruz County in the state of California, and has a population of approximately 51,199. [6]

CA Credit Cards

Watsonville Credit Cards

For more information about Watsonville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in CA

ZIP Codes in California


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau