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Comprehensive Local Credit Card Guide

Tracy Credit Cards

Credit Card Debt in Tracy

^ Average credit card debt in Tracy is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Tracy

^ Based on overall CA data, the credit card delinquency rate in Tracy is approximately 0.5%. [2]

Credit Scores in Tracy

^ The average credit score in Tracy is approximately 701, based on collective California data. [3]

CA Credit Cards

Tracy, CA Credit Card & Personal Finance Statistics

Tracy Credit Card Debt


  • Credit Card Debt in Tracy
    • The estimated average credit card debt for Tracy residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Tracy Credit Card Calculator


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Tracy Credit Scores


  • Credit Scores in Tracy
    • Residents of Tracy, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Tracy, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Tracy cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Tracy [4]
    • Tracy (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Tracy

Tracy is a city located in San Joaquin County in the state of California, and has a population of approximately 82,922. [6]

CA Credit Cards

Tracy Credit Cards

For more information about Tracy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau