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Comprehensive Local Credit Card Guide

Santa Clara Credit Cards

Credit Card Debt in Santa Clara

^ Average credit card debt in Santa Clara is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Santa Clara

^ Based on overall CA data, the credit card delinquency rate in Santa Clara is approximately 0.5%. [2]

Credit Scores in Santa Clara

^ The average credit score in Santa Clara is approximately 701, based on collective California data. [3]

CA Credit Cards

Santa Clara, CA Credit Card & Personal Finance Statistics

Santa Clara Credit Card Debt


  • Credit Card Debt in Santa Clara
    • The estimated average credit card debt for Santa Clara residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

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Santa Clara Credit Scores


  • Credit Scores in Santa Clara
    • Residents of Santa Clara, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Santa Clara, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Santa Clara cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Santa Clara [4]
    • Santa Clara (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Santa Clara

Santa Clara is a city located in Santa Clara County in the state of California, and has a population of approximately 116,468. [6]

CA Credit Cards

Santa Clara Credit Cards

For more information about Santa Clara credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau