Santa Barbara, CA Credit Card & Personal Finance Statistics
Santa Barbara Credit Card Debt
- Credit Card Debt in Santa Barbara
-
- The estimated average credit card debt for Santa Barbara residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Santa Barbara Credit Card Calculator
Santa Barbara Credit Scores
- Credit Scores in Santa Barbara
-
- Residents of Santa Barbara, CA have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More Santa Barbara, CA Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Santa Barbara cardholders that are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in Santa Barbara [4]
-
- Santa Barbara (California) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about California
About Santa Barbara
Santa Barbara is a city located in Santa Barbara County in the state of California, and has a population of approximately 88,410. [6]
Santa Barbara Credit Cards
For more information about Santa Barbara credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ California State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
