Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

San Luis Obispo Credit Cards

Credit Card Debt in San Luis Obispo

^ Average credit card debt in San Luis Obispo is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in San Luis Obispo

^ Based on overall CA data, the credit card delinquency rate in San Luis Obispo is approximately 0.5%. [2]

Credit Scores in San Luis Obispo

^ The average credit score in San Luis Obispo is approximately 701, based on collective California data. [3]

CA Credit Cards

San Luis Obispo, CA Credit Card & Personal Finance Statistics

San Luis Obispo Credit Card Debt


  • Credit Card Debt in San Luis Obispo
    • The estimated average credit card debt for San Luis Obispo residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

San Luis Obispo Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


San Luis Obispo Credit Scores


  • Credit Scores in San Luis Obispo
    • Residents of San Luis Obispo, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More San Luis Obispo, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • San Luis Obispo cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in San Luis Obispo [4]
    • San Luis Obispo (California) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about California

About San Luis Obispo

San Luis Obispo is a city located in San Luis Obispo County in the state of California, and has a population of approximately 45,119. [6]

CA Credit Cards

San Luis Obispo Credit Cards

For more information about San Luis Obispo credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in CA

ZIP Codes in California


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau