Rancho Santa Margarita Credit Cards

Credit Card Debt in Rancho Santa Margarita

^ Average credit card debt in Rancho Santa Margarita is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in Rancho Santa Margarita

^ Based on overall CA data, the credit card delinquency rate in Rancho Santa Margarita is approximately 0.5%. ^[2]

Credit Scores in Rancho Santa Margarita

^ The average credit score in Rancho Santa Margarita is approximately 701, based on collective California data. ^[3]

Rancho Santa Margarita, CA Credit Card & Personal Finance Statistics

Rancho Santa Margarita Credit Card Debt

Credit Card Debt in Rancho Santa Margarita
- The estimated average credit card debt for Rancho Santa Margarita residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Rancho Santa Margarita Credit Card Calculator

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Rancho Santa Margarita Credit Scores

Credit Scores in Rancho Santa Margarita
- Residents of Rancho Santa Margarita, CA have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More Rancho Santa Margarita, CA Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Rancho Santa Margarita cardholders that are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in Rancho Santa Margarita ^[4]
- Rancho Santa Margarita (California) Law: 4 years
- U.S. State Average: 5.4 years

Additional information about California

About Rancho Santa Margarita

Rancho Santa Margarita is a city located in Orange County in the state of California, and has a population of approximately 47,853. ^[6]

Rancho Santa Margarita Credit Cards

For more information about Rancho Santa Margarita credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in CA

ZIP Codes in California

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau